Fee and Insurance Information

 photo by riccardo annandale

photo by riccardo annandale

Fee for services is $185 for a 50-minute individual appointment, and $250 for 110 minute couple and family sessions.  I do keep a limited amount of sliding scale spots open, and you are welcome to inquire about their availability.  

Clients pay for services at the beginning of each session with either cash or a check made out to Sherry Alamdari, LMFT.  I prefer this, but I also take credit card, and I will walk you through the process of using that.  

Currently, I offer professional, private-pay service, otherwise known as "out-of network" service.  This means that the client is responsible for payment to the therapist, and then is responsible for negotiating and collecting reimbursement from their insurance company.  To this end, I will provide a superbill for you which you would then send to your insurance company. Most, if not all clients, have received reimbursement from their insurer.   

 photo by kristina litvjak

photo by kristina litvjak

It is strongly encouraged that you contact your insurance representative prior to starting therapy for pre-approval and to confirm coverage, and any limitations, including co-pays and deductibles. Some insurance carriers select a panel of providers to deliver therapy services and may not reimburse for services from other professionals outside their network. Going out of network could mean you'll have to pay a larger percentage of the cost or the total cost, depending on your particular plan. You may also pay a higher coinsurance percentage and have higher annual coinsurance and out-of-pocket maximums. Please call the number on the back of your card and check your coverage carefully by asking the following questions prior to your first session:

Do I have mental health insurance benefits?
What is my deductible and has it been met?
How many sessions per year does my health insurance cover?
What is the coverage amount per therapy session and what is my copay?
Is approval required from my primary care physician?
What is the reimbursement for an “out of network provider”?

 photo by coley christine

photo by coley christine

Why is the office set up this way?                                                                                                                                                                                                                Many people want to use their insurance to pay for therapy.  However, when this happens, the insurance company has the control over therapy.  Many insurance companies limit which therapist you can see and how many sessions you may have per year.  Such constraints can be counter productive to the work that you want to do.  Instead, working out of network allows you the freedom to receive the treatment you want on your terms in the way that works best for you. Hopefully, this provides you with the best of both worlds--control over your own therapy and a reduction in your overall fee.  Please know you can be insistent with your insurance company, and that often leads to a better result.

 

To schedule a brief consultation, call me at (818) 253-4829 or email at sherry@sherryatherapy.com.